we're currently using CIM and AIM.  i would like to know, what is the best way to validate that the first and last name provided by the customer exactly matches the first and last name associated with the credit card?  we actually did a test in production and to our surpise, we could enter a fake name and Auth.net still authorized the transaction.  for our particular application, since we do not want to allow multiple customer accounts using the same name and billing address information associated with a particular credit card (for fraud reasons), we need to verify that the name they provided exactly matches the name on the card.  is there a way to do this using AIM/CIM? i looked into AVS but that seems to only validate the billing address, but we need name matching as well.