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As per following Article, Bank transactions are not processed real time so it means as merchant we can't be sure that we will get money for Bank transaction until it hits the bank https://support.authorize.net/authkb/index?page=content&id=A480&actp=s...

I want to confirm following for Bank Transactions using CIM 1) Can I perform a refund for Bank transaction using CIM ? 2) Can I user ValidationMode parameter for Bank Account validation as well, I know it works for Credit CardAs per CIM Documentation...