We have a Rapid Replacement program for our customers. To be eligible the customer must provide a valid credit card. A replacement is shipped immediately. The credit card is only charged if the return is not received within 20 days. Most of the product ranges from $500 to $2,000+ per unit. Many consumers cannot afford this type of hold on their account. Is there a method to authorize for a small amount but charge a larger amount?
No, authorizations can only be captured for the same amount or less than originally requested. An attempt to capture for greater than what was authorized would be a violation of card issuer guidelines.