Integration and Testing

Authorize.Net API questions and help with your payment integration.

Reply
Contributor
Posts: 46
Registered: ‎11-11-2010

Can Authorize.Net determine if a debit card is being used through AIM?

Hi,

 

Can Authorize.Net return a response through AIM if the credit card being used is a "debit" card instead of a "credit card"?

 

The reason I'm asking is I offer a plan on my website that charges a monthly membership fee, and I've noticed when customers join with a "debit" card sometimes they don't have enought funds in their account to process the fee each month so I receive a decline response.

 

However, I have another plan that doesn' have any monthly membership fees; so I would like to only allow customers to join this plan if they are using a "debit" card instead of a "credit card".

 

Thank you!

Expert
Posts: 4,525
Registered: ‎03-08-2010

Re: Can Authorize.Net determine if a debit card is being used through AIM?

No. It look the same from authorize.net.