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Can CIM be considered card-present?

Can CIM be considered card-present? I think not, but I have a client who wants his CIM card payment transactions to be considered card-present because the customer card was originally present when the CIM profile was created.

 

What should I tell him?


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Accepted by topic author ZeroGravPro
‎04-15-2018 04:30 PM
Authorize.Net Expert
Posts: 27
Registered: ‎11-22-2017

Re: Can CIM be considered card-present?

Hi ZeroGravPro,

Incase of Card Present transaction, card and card-holder, both should be physically present to validate the authenticity of the transaction. Transaction through CIM will fall in Card Not Present category. You can consider CIM to be more like a wallet (with no money), but saved card information. Therefore, any transaction through CIM will look like a transaction generally done for any e-commerce purchase through saved card information (which is nothing, but a CNP transaction).

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Solution
Accepted by topic author ZeroGravPro
‎04-15-2018 04:30 PM
Authorize.Net Expert
Posts: 27
Registered: ‎11-22-2017

Re: Can CIM be considered card-present?

Hi ZeroGravPro,

Incase of Card Present transaction, card and card-holder, both should be physically present to validate the authenticity of the transaction. Transaction through CIM will fall in Card Not Present category. You can consider CIM to be more like a wallet (with no money), but saved card information. Therefore, any transaction through CIM will look like a transaction generally done for any e-commerce purchase through saved card information (which is nothing, but a CNP transaction).