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Posts: 5
Registered: ‎11-18-2010
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ECHECK transactions are declined if amount exceeds $100

Hello,

I have been assured by the people who set up our merchant account that the ECHECK limit is set at $400. I am using AIM as my integration method and everything works as expected until the check amount exceeds $100, then the transaction is declined with a response code of 2. My x_echeck_type = WEB. My login URL is https://test.authorize.net . Would that make a difference in the allowed check limit? 

Thanks


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Solution
Accepted by RichardH (Administrator)
‎08-21-2015 01:58 AM
Posts: 2,765
Topics: 57
Kudos: 245
Blog Posts: 67
Registered: ‎12-05-2011

Re: ECHECK transactions are declined if amount exceeds $100

[ Edited ]

We heard this question again from another developer and wanted to remind our community that eCheck.Net is enabled for all sandbox accounts but with low transaction limits: $100 per transaction and $5000.00 monthly.  These limits in the sandbox are arbitrary and allow developers to easily test a sucessful transaction (within limits), or decline (above limits).

 

You can always send a request to raise these limits. If you don’t, it will give you a straight decline if you try to run a transaction that is more than your transaction size limit.

 

Richard

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Trusted Contributor
Posts: 165
Registered: ‎06-30-2010

Re: ECHECK transactions are declined if amount exceeds $100

If you dont get an answer to this I would suggest emailing developer@authorize.net as it is a very valid question.

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Member
Posts: 5
Registered: ‎11-18-2010

Re: ECHECK transactions are declined if amount exceeds $100

Thanks for getting back to me. I'll wait a little longer but in the meantime, I'll email my question.

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Member
Posts: 1
Registered: ‎02-03-2011

Re: ECHECK transactions are declined if amount exceeds $100

Hi there,

we're running into the exact same problem right now - were you ever able to figure out the reason behind the behavior ?

 

Thanks
Stephan

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Solution
Accepted by RichardH (Administrator)
‎08-21-2015 01:58 AM
Posts: 2,765
Topics: 57
Kudos: 245
Blog Posts: 67
Registered: ‎12-05-2011

Re: ECHECK transactions are declined if amount exceeds $100

[ Edited ]

We heard this question again from another developer and wanted to remind our community that eCheck.Net is enabled for all sandbox accounts but with low transaction limits: $100 per transaction and $5000.00 monthly.  These limits in the sandbox are arbitrary and allow developers to easily test a sucessful transaction (within limits), or decline (above limits).

 

You can always send a request to raise these limits. If you don’t, it will give you a straight decline if you try to run a transaction that is more than your transaction size limit.

 

Richard

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Member
Posts: 2
Registered: ‎07-28-2014

Re: ECHECK transactions are declined if amount exceeds $100

It makes absolutely no sense to put transaction limits on a developer sandbox, nor does it make any sense to have to request that those limits be increased.

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Posts: 2,765
Topics: 57
Kudos: 245
Blog Posts: 67
Registered: ‎12-05-2011

Re: ECHECK transactions are declined if amount exceeds $100

Hello @bitNine 

 

Thanks for the feedback.

 

The purpose of limits is to provide developers a method to easily test accepted and declined transactions.   Any transaction below the limits in the sandbox will process, and any transactions above the limit will decline.

 

Richard

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Member
Posts: 1
Registered: ‎12-16-2014

Re: ECHECK transactions are declined if amount exceeds $100

If this standard is going to be maintained, it should be better documented and/or highlighted as a warning within the sandbox. My team wasted several hours debugging our application due to echecks being decliened, when the cause was the sandbox declining all charges over $100.

 

If you're going to impment a standard for the convience of developers, I suggest you do it in a way that doesn't waste hours of developers time.

Highlighted
Contributor
Posts: 24
Registered: ‎10-27-2014

Re: ECHECK transactions are declined if amount exceeds $100

I also wasted about 30 minutes debugging this before I found this post. I would highly recommend the error code include that sandbox accounts will decline transactions over $100.