10-01-2011 02:58 PM
i'm in the process of building an application and haven't worked with a payment gateway before. below is the process i would like to put in place but would like to understand what exactly is needed technically so i can write the process specs and hand off to dev:
(A) signs up for acct and enters their credit card information
(B) signs up for acct and enters a bank account or cc to accept payments
(A) clicks a button to donate a fixed amount to (B)
fixed amount is transferred to checking acct/cc held by (B) less a transaction fee
my questions to the payment gurus out there are
feel free to direct msg me with any more questions.
10-01-2011 11:20 PM
There is a mechanism called unlinked credit that allows you to issue a credit without an associated transaction. Not sure if you're supposed to be using that for money transfers, however, and you do have to fill out a form requesting expanded credits capability before Authorize.net will let you run unlinked credits on a production account. This is the sort of thing I'd recommend calling Authorize.net about before you go trying to implement it.
10-05-2011 02:10 PM
What you are describing are person-to-person payments and are not something that would be handled through a payment gateway such as Authorize.Net. The best recommendation that I can make is to speak to your merchant account provider and see if they can point you in the right direction.