Integration and Testing

Authorize.Net API questions and help with your payment integration.

Posts: 16
Registered: ‎06-06-2014

eCheck Functionality



I want to know about eCheck Functionality. Actually I've implemented the eCheck functionality.


Now I need to know is it works for US banks only or it works for all banks in world. 


Or how can I identify that eCheck will work for which bank? (Merchant should have a bank in US or could have outside the US).


And beside this I've some quires 


1) What is Receiving Depository Financial Institution (RDFI)?

2) What is Originating Depository Financial Institution (ODFI)?



Ashlekh Gera



Posts: 2,765
Topics: 57
Kudos: 270
Blog Posts: 67
Registered: ‎12-05-2011

Re: eCheck Functionality

Hello @Ashlekh


eCheck only supports transactions with US Banks.  



Administrator Administrator
Posts: 563
Registered: ‎08-03-2011

Re: eCheck Functionality




When processing an eCheck transaction you are required to pass the bank account number and the ABA routing number. The ABA is the  unique code present on a check assigned by the American Bankers Association (ABA) that identifies a particular bank or finance institution issuing the check. This code is primarily used by US-based financial institutions this is why our eCheck service only supports US banks.

For details about ODFI and RDFI please refer to the eCheck.Net Opertating Procedures and User Guide: