Integration and Testing

Authorize.Net API questions and help with your payment integration.

Posts: 3
Registered: ‎11-14-2014

eCheck vs ARB Cost

The normal Authorize.Net transaction fee is 10 cents. An eCheck is considered a transaction. I believe an ARB transaction is only charged a transaction fee the first time. Is that correct?


I heard someone say that eCheck charges a 1% fee, but I can't find that anywhere in documentation. Is that true?


I am trying to figure out if eCheck is a cost effective solution to doing ACH transactions. If there is a percent fee that goes with it then it is not.

Posts: 2,765
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Registered: ‎12-05-2011

Re: eCheck vs ARB Cost

Hello @JeffSGA007 


I would recommend contacting the eCheck.Net team by email at or by calling 801-492-6484.



Posts: 1
Registered: ‎03-08-2021

Re: eCheck vs ARB Cost

I am here to wait for an answer as this is also the problem I encountered again, when using