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Who Me Too'd this solution

Note: these are just the XSD limitations. Processors might have their own limitations that are more strict than these. For example, sending an amount in one of these fields with more than two digits in the decimal will likely cause an error with all processors. Basically, unless you're sending a transaction in a currency that uses more than two, and you're hooked up with a processor that you know supports that currency, stick to two digit decimals.

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